EU4Business - EBRD Credit Line with incentives
The EU4Business-EBRD Credit Line combines loan and leasing finance with free technical assistance and cash-back incentives reducing investment costs, making it easier for businesses to modernize and grow.
Co-funded by the EU4Business initiative, the program is tailored to help MSMEs align with EU Directives, improve product and service quality, and enhance environmental responsibility. The programme promotes open market access for countries like Ukraine under the Deep and Comprehensive Free Trade Area (DCFTA). It provides MSMEs with the tools they need to increase competitiveness and take advantage of export opportunities, leveraging Ukraine’s relatively low cost base to compete effectively within the EU and regional markets. The investment incentives of 10-15% provided by the EU are calibrated for the support for investments in more complex and expensive technologies.
Furthermore, under the Ukraine Investment Framework (UIF), the Programme aims to allocate at least 50% of the available investment incentives to vulnerable MSMEs. This includes businesses reintegrating internally displaced persons, persons with disabilities, MSMEs relocated from or operating in war-affected territories of Ukraine, women-led and youth-led companies.
EU4Business - EBRD Credit Line with incentives Loan Types
Three loan types are available under the EU4Business-EBRD Credit Line:
Co-funded by the EU4Business initiative, the program is tailored to help MSMEs align with EU Directives, improve product and service quality, and enhance environmental responsibility. The programme promotes open market access for countries like Ukraine under the Deep and Comprehensive Free Trade Area (DCFTA). It provides MSMEs with the tools they need to increase competitiveness and take advantage of export opportunities, leveraging Ukraine’s relatively low cost base to compete effectively within the EU and regional markets. The investment incentives of 10-15% provided by the EU are calibrated for the support for investments in more complex and expensive technologies.
Furthermore, under the Ukraine Investment Framework (UIF), the Programme aims to allocate at least 50% of the available investment incentives to vulnerable MSMEs. This includes businesses reintegrating internally displaced persons, persons with disabilities, MSMEs relocated from or operating in war-affected territories of Ukraine, women-led and youth-led companies.
EU4Business - EBRD Credit Line with incentives Loan Types
Three loan types are available under the EU4Business-EBRD Credit Line:
- Pre-Approved ApproachSome projects only require the upgrade of a standard piece of equipment. For conventional EU-compliant equipment. We have developed the List of Eligible Technologies (LET) and for green technologies the Green Technology Selector (GTS). Both can be financed directly by our Partner Financing Institutions with financing up to the equivalent of EUR 300,000. A 10% grant is available upon successful verification of the project’s implementation.
- Simplified ApproachFast track procedures are in place for smaller loans of up to EUR 300,000 for investments in improving product quality and safety in the agriculture and food processing sectors, i.e. Sanitary and phytosanitary (SPS) measures. The project consultant simply checks the investment plan to ensure it complies with the very straightforward eligibility requirements. Upon verification of the project’s successful implementation a grant of up to 15% is available for ‘green’ projects, i.e. those leading to energy savings and carbon emission reduction and up to 10% for investments in conventional EU-compliant technologies.
- Complex ApproachLoans of up to EUR 3 million are available for (almost) any modernization project in (almost) any industry or service sector. Investments requiring a more complete technical and financial evaluation can benefit from free technical assistance to optimize the investment plan and to prepare a business plan. Upon verification of the project’s successful implementation a grant of up to 15% is available for ‘green’ projects, i.e. those leading to energy savings and carbon emission reduction and up to 10% for conventional EU-compliant projects.
Kyiv, Ukraine
+38 050 4623732
+38 050 4623732